Financial Peace University

We've been through two classes since my last post. We love it. Dave Ramsey makes money conversations fun! He keeps you thinking and laughing. The package is very high quality. Even the FPU kit they send you is made up of quality items. A hard cover copy of Financial Peace Revisited, Hard cover workbook, a leather CD case containing the audio's of the 13 FPU lessons, and other cool stuff. The class is broken into two parts. The first is about an hour long video of Dave teaching. The second is about an hour long small group discussion guided by 7 questions from the workbook. The small group discussion is vital. It provides a safe environment to share struggles, victories, and to share ideas.

With respect to Dave Ramsey I will not go into much detail on what is taught. Buy his books or sign up for FPU if you want the details. I will tell you this much though. Week one reminded me of the importance of saving. Something my dad tried to teach me in my younger days that I should have paid more attention too. The concept of delayed pleasure. Put something off today so you can have something better tomorrow. Save, save, save and save some more!!! In week two he spoke to my heart about something important to Cole's heart and all women really. Security. Dave talks about building and emergency fund (Baby step 3). For Cole it should be titled the Security Fund. Cole doesn't need to be rich, she just needs to be safe. Having the 3-6 months of living expenses saved up would speak volumes to my wife's heart.

I have learned this last year how important this is to Cole. Her stress levels have dropped significantly in the last year because we have gotten focused and intentional about our money. She feels loved by me when I commit to protect her by having this fund set aside. That is why, (men hear this) I am totally committed to this plan. I want my wife to know I love her. While there are a lot of ways I show my love for her, this is a big one. Don't neglect it. Men, chivalry is not dead. We just need to adjust how we do it!

If you doubt my level of commitment to this process wait for my next post. Dave uses a phrase to sum the next post up. "Live like no one else, so later you can live like no one else."