Tomorrow we begin Financial Peace University. I am very excited to get started. I 've been looking forward to this for a few months now. Also this week Cole and I will be closing out one of our credit card accounts. This leaves us down to just one. We have not figured out exactly what to do with the last one yet. We have several automatic monthly charges tied to this card. Our Life Lock Membership, K-Love donation, Cole's Onstar Subscription, our I-Pass accounts and so on. I am hoping that FPU will give us some direction on how to safely and securely use our debits cards for these transactions. I am sure from what I have heard of Dave Ramsey so far that he'll convince me to part with the last credit card even though we've always paid the balance in full each month.
If you ever get the chance, listen to Dave's radio program. You can find a station near you by going to his website and searching it out. He is generally on from 1pm to 4pm eastern time. I love his very blunt and funny personality. Yet, as blunt as he can be it is obvious that he cares deeply for people. He has made it his mission to help rescue people who are drowning in their debt. Every day I listen on my commute home. I am so amazed at the number of people who are on this same debt free journey. I am also blown away by some of the financial messes people have gotten themselves into.
Cole and I look forward to forming some solid relationships with the other folks in our FPU class. It is so helpful to have others to hold us accountable and keep us on track. We are also enjoying being a part of the Live Free Fellowship at our church. It is a growing group of people all pursuing a debt free lifestyle.
This group hosted a budget seminar at church and the material we used was from Good Sense Ministries. In that material they talk about "Myths of the Culture." One of these myths states that, "Debt is expected and unavoidable." When I think about the last several years of my life, I totally bought into this lie. I borrowed money for cars because I believed it to be impossible to pay cash for reliable transportation. In reality I just wanted a car beyond my ability to pay. I am learning to reject this myth and others like it. I thank God that he has opened our eyes to the lies and is working to liberate us and so many others from the pain & trouble they cause.
One of the graces God gives us, if we live long enough, is the "ah-ha" moment when we see truth for the first time through the fog of our personal mindsets. You have expressed one of those moments in this post. It is good to hear that you are growing in your faith and wisdom in life. My ministry grows slowly, but it is God's timing not mine. I've been to camp, taught a couple of chapels, gotten to know some fine young people, and have met a couple guys who might be part of my ministry and my life for some time to come. Love to both of you. xoxoxox
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